Nest and Numbers

Moving in Europe Isn’t “Easy” — Even If It’s Legal

Yes, freedom of movement makes things simpler on paper — but emotionally and logistically? It’s still a major life upheaval.

We see you packing your flat, updating paperwork, transferring school records, explaining it all to your kids.

This guide won’t promise “seamless.” But it will make you feel less alone.

Your EU Move Checklist

A flexible list that works for most intra-European moves:

  • Before the Move: Research cost of living, Find housing, Notify current schools, Start visa (if needed), Declutter
  • Admin & Legal: Update residency, Register with city hall, Get social security number, Health insurance
  • Money & Banking: Open a local account (bunq, N26, Wise), Transfer funds securely, Set up bills/autopay
  • Kids & School: Enroll in school or daycare, Collect immunization records, Find language support
  • Settling In: Learn local emergency numbers, Join expat forums/groups, Locate nearest GP/pediatrician

EU vs. Non-EU Moves — What Changes?

  • Within EU/EEA: No visa needed, freedom of work and residence, healthcare access is more streamlined
  • From Outside EU: You’ll need a visa/residence permit, may face delayed healthcare access, and extra admin steps like validating diplomas
  • UK to EU (Post-Brexit): Treated like a non-EU move — residency and work permits often required
  • Tip: Always check your specific country’s expat site and government portal for the most up-to-date requirements.

Family & Emotional Adjustments

Ideas for emotional grounding:

  • Make a “familiarity list” with your kids: 3 foods, 3 songs, 3 routines to keep
  • Give everyone a “first week card” — something exciting to look forward to
  • Normalize grief, even if the move is “for the best”
  • Keep one part of your budget for joy: pastry runs, favorite coffee, mini-splurges

Resources for Specific Countries

Germany

France

Netherlands

Portugal

Sweden

Affiliate-Friendly Tool Suggestions

Wise

Low-fee currency transfers

N26

Easy digital banking for expats

Babbel

Learn local language quickly

Airbnb or Booking.com

Short-term stay during your move

Frequently Asked Questions

Start with one small resource — apps like Babbel or free YouTube content go a long way. Many public services offer English help, especially in larger cities.

You can’t remove every stress, but you can create emotional continuity. Keep familiar routines and involve them in small decisions.

Many digital banks (like N26 or Wise) work across borders, but local accounts may still be required for rent, school payments, or benefits.

Most families need 1–2 months logistically, and 3–6 months emotionally. You're not behind — this takes time.

Overlapping rent, lost income during transition, and small emotional comforts (takeout, home setups) that add up fast.

Want support planning your move with less stress?

Download the Nest & Numbers Moving Planner or explore our full Clarity Vault of EU family finance tools.